Cheaper Car Insurance 2
<< Previous 1 [2] Next >> 12. Keep a clean licenceInsurance companies take driving convictions very seriously and can dramatically increase your car insurance premium,by maintaining a clean licence proves to the insurance you are a safe and careful driver
13. Remove any unnecessary drivers. If you have a young driver on your insurance policy that no longer use's the vehicle you should remove them as this will reduce your premium
14. Young driver's add a older driver.Some insurance companies will reduce young drivers premiums if they have a older named driver on the insurance
15. Build up your no-claims discountOne of the biggest factors affecting your car insurance premium is the number of years no-claim's discount. You could receive up to 75% discount for around 5 years of no claims.The more years you can stay claim free the safer driver your insurance company will see you as
16. Protect your no-claims discount.Although this will increase your insurance premium if you have a lot of years of no-claims you may want to protect this as a small claim may increase your premium by up to 75%
17. Buy a lower insurance group car.A very important factor to your insurance premium is what car you drive. Most insurance companies adopt the Association Of British Insurance Group Rating.This rates vehicle's from 1 - 20 generally speaking the higher the group the higher the premium.By buying a car with a lower group rating can lower your premium especially for young or inexperienced drivers
18. Join a car club.If your vehicle is a classic or specialist consider joining a club related to your car most clubs offer insurance schemes which have very good premium rates
19. Put your spouse as a named driver. Some insurance companies offer discounts when you add a spouse as a named driver as opposed to unmarried couples,they see marriage as a sign of stability and associate stability with safe driving and there for give you a discount
20. Take pass plus.If you are a new driver consider taking your pass plus.some insurance companies could give you as much as a 25% discount and when you have just passed your test and have no no-claims this could make a considerable saving
About The Author Kev Higgnis Article by www.thevirtualgarage.co.uk The free autotrader uk alternative
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