Capital One Auto Loan
Capital One auto loan provides reasonable auto loan rates on your auto loan. You can choose from various auto loan options provided by Capital One. Capital One auto loan does not require you to pay down payment, application frees or prepayment penalty. You can avail of Capital one auto loan amount for as low as $7,500 to a maximum of $100,000. The minimum Capital One auto loan amount in Arizona is $10,000.01. They provide auto loans in all states except for New Hampshire. Capital One auto loan terms include 30, 60 and 72 months.
For new cars that are dealer purchased, Capital One auto loan charges APR or annual percentage rate of 3.95% for 3-36 months loan term. Those who avail of 37-60 months term have an APR of 4.69%. And for 61-72 months range, APRR is 5.39%.
For used cars that are purchased from dealers, Capital One auto loan charges 4.59% for 30-36 months term. For 37-60 months term, APR is 5.09%. And for 61-72 months, APR is 5.95%.
For used cars that are purchased from another person, Capital One auto loan charges 6.25% APR for 30-36 months term. For 37-60 months, APR is 6.45%. And for those who avail of 61-72 months, APR is 7.25%.
For refinancing, the APR for Capital One auto loan is 5.29% applicable to 3-36 months. For those who availed of 37-60 months, Capital One auto loan charges 5.79% APR. And Capital One auto loan has 6.59% APR for those with 61-72 months loan term.
The above-quoted rates are for customers who have excellent credit records. For those who do not qualify Capital One auto loan has Custom Finance Program that would cater to other loan needs. Capital One auto loan also have the Blank Check loan. This loan allows the customer to use the Blank Check similar to a personal check. Make the check payable to the dealer with the approved loan amount and you can use it to purchase a new car.
Capital One auto loan will locked in the applicable annual percentage rate or APR for 45 days so as to give you enough time to look for your ideal vehicle. Capital One auto loan uses the simple interest method in calculating the charges on your loan. Payments are done monthly and you can choose the monthly due date. Submitted Capital One auto loan applications are reviewed and will receive a response in 15 minutes time during business hours from Monday to Friday, 5 a.m. to 5:30 p.m. During non-business hours, loans are processed within the next business day. Approved Capital One auto loan application will be sent via first class mail a loan agreement and no-obligation Blank Check.
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