Choosing MasterCard Student Credit Card

Student credit cards may seem like an expense to some, but it is never been more useful than today for students to have a quick financial resource. Today's education is more competitive, education trips are here and there, and team projects are a huge expense. One of the many choices for college students when it comes to credit cards is MasterCard. Not only because of the name, but college students prefer a MasterCard student credit card because of the optimized processing service it provides. Add to that, a number of features that no other student credit card can surpass.

There are currently three MasterCard student credit card offerings. One of these is the Citi Bronze AAdvantage MasterCard for college students. What is really special about this card is that it lets you sign up for a membership in the American Airlines' exclusive AAdvantage program without paying a single dime. On top of this great feature is that you will also enjoy a no annual fee service. The usual zero introductory rate is still around, but it's also applicable for balance transfers. You will receive one mile for AAdvantage for each two dollars you spend with your MasterCard.

Another great MasterCard student credit card is the Chase plus 1 student card. The plus 1 Chase Card is zero percent on your credit card purchases for the introductory APR and balance transfer. The rate is good for your first six months of usage. There are no yearly fees for the plus 1Chase MasterCard student credit card. You can even gain points up to fifteen Karmas if you sign up for the service. Plus, if you are a Facebook junkie, you will receive extra Karma points. If you reach ten Karma points, you will receive collector's item Karma shirt. You also have more chances to earn more points by using your card on popular categories such as electronics, movies and music.

The requirement for applying the Chase plus 1 MasterCard student credit card is only a good credit. Balance transfers are accepted for the plus 1 card. Again, there are no fees and the regular APR is only 17.49%. For the requirements of the AAdvantage Card, there are no co-signers needed or minimum income, just a good credit.

MasterCard has always been synonymous to good service, so when it comes to student credit cards, college students trust only one name. Both cards offer almost the same features, so it's definitely a choice of preference.